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9 Best Christmas Budget Worksheet PDFs (All Free)

The best Christmas budget worksheet PDFs? Are the ones that get you to focus your attention early and leave the stress behind. Check these free PDFs out!

Do you know what I love about free Christmas Budget worksheet printables?

woman writing out a Christmas tag, text overlay "9 best Christmas budget printables, all free"

They help to focus your efforts towards budgeting for the holidays, well ahead of schedule.

I mean, without a Christmas budget printable, I might not actually start to budget in the summertime or early Fall (if I’m going to be completely honest).

But when I get to print out one of these cuties below? Well, it gets me motivated to start figuring things out for the upcoming holiday season.

And when you can put just a little prep into the next holiday season – like using one of these 52-week Christmas saving plan PDFs – then that means you’ll enjoy it more.

Less stressing over money. Less last-minute runs to the store instead of cozy snuggles with your beau. More of what you actually want your holiday season to look like (even if it’s a cheesy Hallmark commercial).

Let’s dive into the awesome Christmas budget printables I found for you!

Psst: you'll also want to check out my list of best 52-week Christmas Savings Plan Printables (all free).

Christmas Budget Worksheet Printables (PDFs)

These holiday budget worksheets are going to help SO much.

In fact, I’m downloading one now so that I can start my own holiday budget a few months ahead of schedule.

1. Christmas Budget Planner

screenshot of Christmas budget planner printable worksheets from Budgets Made Easy

What I love about this free Christmas budget planner is it comes with so much more than a budget sheet. Inside, you get worksheets for decoration budgets, gift planning, your holiday cash flow plan, and more.

2. Holiday Spending Planner

screenshot of Holiday spending planner from boss single mama

Check out this holiday budget planner, gift tracker, and holiday to-do list (boy, can those get long!) all in one.

3. Holiday Budgeting Cash Envelope Printables

screenshot of holiday budgeting cash envelope printables from fun cheap or free

Do you use a cash envelope budgeting system? Well, these free holiday cash envelope printables can help you extend that through your holidays. Very simple, and very effective.

4. Free Christmas Planner Printable

set of gold and white Christmas planner printables with Christmas budget planner template, too

Do you send Christmas or holiday cards? This set has a budget gift guide, a list of frugal Christmas activities, and a Christmas card checklist to help you keep track of addresses and to whom you send a card to. That helps with not forgetting someone by mistake!

Psst: here's free printable Christmas gift list organizers to help you get even more organized this holiday season.

5. Holiday Budget Planner

screenshot of Holiday budget planner from Money for the Mamas

I just love this set of holiday cash envelopes that come with the holiday spending plan. There's a holiday envelope for each of the last three months of the year (October, November, and December). Very helpful when creating a Halloween, Thanksgiving, and Christmas budget (and actually sticking to it).

6. Free Christmas Budget Printables

screenshot of free Christmas budget printables from Pennies to Wealth

These offer a whole lot of space to create a custom list of Christmas expenses and Christmas gifts for those you love.

7. Holiday Gifts Budget Printable

screenshot of holiday gifts budget printable from passion for savings

Here's another set that pairs together your Christmas budget with a Christmas gift list.

8. Christmas Budget Printable

simple columns and rows Christmas Budget printable sheet with lovely gold ornaments on top

This Christmas Budget worksheet printable has pre-filled in categories for holiday budgets that are commonly used.

9. Christmas Budget Excel Sheet

Would you prefer to use an Excel sheet where you can plug the numbers in and see them change, in real-time?

Great. Here’s a free Christmas budget in Excel for you.

Use any of these Christmas budget worksheet printables from above, to avoid that debt-hangover feeling come January. Remember that starting to budget early – like a whole season early – will make less work and less stress for when the big holiday season comes. And if you're really on a tight Christmas budget this year?

Check out these Dollar Tree Gift Ideas:

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Amanda L Grossman

Personal Finance Writer and CEO at Frugal Confessions, LLC
Amanda L. Grossman is a writer and Certified Financial Education Instructor, Plutus Foundation Grant Recipient, and founder of Frugal Confessions. Over the last 13 years, her money work has helped people with how to save money and how to manage money. She's been featured in the Wall Street Journal, Kiplinger, Washington Post, U.S. News & World Report, Business Insider, LifeHacker, Real Simple Magazine, Woman's World, Woman's Day, ABC 13 Houston, Keybank, and more. Read more here or on LinkedIn.