Becoming debt free is sweet! We would know, as my husband and I got ourselves out of over $59,000 of debt (debt-free, minus the mortgage, as of September 1, 2010!).

On this page, you’ll find all things about how to get out of debt. Debt free stories, how we got out of debt, debt repayment strategies, our experience with medical bill collections, debt payoff visuals, debt free lifestyle, gazelle intense stories, and so much more.

Popular debt articles:

Becoming Debt Free: The debt strategies I’d use today if we were doing it all over again

What gazelle intense has looked like for others (examples from real people!)

Debt Free Lifestyle: What it really takes to remain debt free (once you pay everything off)

Debt payoff visuals to give you instant gratification on your long journey to debt freedom

zombies trying to come into a door

Zombie Debt - How Long Can a Company Try to Collect a Debt?

Zombie debt...did you know it's an actual thing? Let's discuss what zombie debt is, and how long can a company try to collect a debt from you. I remember my first zombie movie like it was yesterday. No, it was not during the zombie craze…
debt busting challenge

Welcome to The Debt Busting Challenge!

Welcome to the Free Debt Busting Challenge! You found my little corner of the web where I help you hack away at your debts, in the smartest way possible. And by "smartest"? I mean, in the way that's going to cost you the least amount of…

Are You in High-Interest Debt? I’ve Got 4 Unique Ways Homeowners Can Manage It

Are you a homeowner who also has high-interest debt (such as credit cards or student loans)? I’ve got 4 specific strategies you can take advantage of just because you own a home. This post is in partnership with Mr. Cooper, which compensated…
two women sitting on pink bean bag chair, looking at ipad screen together

How to Raise Your Credit Score Fast (5 Actionable Tips to do TODAY)

Need to raise your credit score fast? Here are 5 actionable tips you can do TODAY to increase your score. Hey guys, my name is Mike. I blog over at Credit Takeoff, and today I’m going to walk you through five ways you can improve your credit…

Have Medical Bills in Collections? Dispute a Medical Bill with these 6 Tools

Need to dispute a medical bill in collections that you do or do not actually owe? I'm sharing the 6 tools you can use in your fight (plus a medical bill resolution letter - pdf). For the first 7 months of this year, I was in a battle with medical…
white desktop with calculator, money in clip, gold scissors

Becoming Debt Free Takes More than Figuring Out the Numbers

I've learned a lot since becoming debt free 7 years ago. Let me show you the debt repayment strategies I would use today if I had to do it all over again. You live, you learn, right? After paying off the remaining $25,000 of our combined…