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You can learn to control your money – even if it's not really flowing the way you'd like right now – to the point where saving up for the anniversary trip you've been planning over lunch breaks, or sending your kid to that astronomically high space camp this summer, or just plunking down $9 at CVS for a new lipstick doesn't leave you in sweats.

You don’t have to keep bustin’ your butt just to pay this month’s bills, only to start back at $0 come next month.

And yes – one day, you’ll be able to put what you want into your grocery cart without wondering if you'll have to put something back at checkout.

How do you get to this financial bliss?

It all starts by making the best daily money decisions (without depriving yourself so much that the spending gremlin comes out in full-force – hey, I like the occasional Starbucks, too).

A whole bunch of small decisions that will add up to big money and less stress when it comes to paying the bills.

“Thank you so much for your blog, you are one of the reasons my wife and I have a personal savings rate over 35%. Keep up the good work!

Before your blog, I didn’t ever think to even calculate our savings rate. You’ve also been instrumental in our budgeting, which we now realize is a process and not a 1 time thing. So thank you very much!” ~ dowripple


A whole bunch of well-made small decisions add up to big money changes and less stress when it comes to paying the bills.

And Frugal Confessions is going to help you get there (without couch-surfing your next vacation, or becoming the next extreme couponer holding up the checkout line).

young woman behind computer, at desk, a frugal living personal finance writer

I'm Amanda, a Certified Financial Education Instructor, and I’m all about helping women confidently make daily money decisions that will strengthen their lives and their families.  

That means showing you how to shine a light on the guts of your finances – warts and all – and then guiding you through what and how to fix it.

So that the numbers add up, in your favor (even if you snoozed through 10th-grade personal finance class). 

My strategies boil down to frugal wins that'll widen the space between your paycheck and your bills, motivate you with financial goals and savings challenges to use that extra money for what you actually want, and outline money systems that'll have your money running smoothly in the background of your life (the way it should be).


“Frugal Confessions is so chill and real, it’s relatable in so many ways, and it helps me keep my financial goals and ambitions in perspective.” ~ Winnie Quick


Frugal Confessions is a personal finance blog run by Certified Financial Education Instructor Amanda L. Grossman since she created it on July 11, 2009. She helps Chief Family Officers (CFOs) control their money so that they can save it to live the life they want. You’ll find frugal living tips for how to save money and reach financial goals, plus discover simple ways to spend less.

Woman's Day magazine opened, author's contribution circled

Woman's Day Magazine, May 2014

Woman's World magazine photo, author's headshot and contribution circled in it

Woman's World Magazine, July 22, 2019

Real Sample issue opened to page where author contributed, her contribution circled

Real Simple Magazine, September 2019

Here’s the short, bullet-list version:

“Amanda has conducted information sessions on Saving and Budgeting for single moms in the PCHAS Single Parent program on two separate occasions. She has an interactive presenting style and encourages shared experiences and questions from the group. She also has a stash of very practical tips and strategies, and she is very patient as she explains these to the group.

Amanda's session has been very impactful for us, and our single parents have already started utilizing some of the budgeting strategies as well as some of her suggestions on couponing and money-saving. We are grateful to Amanda for providing such valuable life-skills to our single parents.” ~ Parul Rohatgi, Coordinator of Volunteers, Presbyterian Children's Homes & Services

Photo of Amanda (author), and husband holding baby on his shoulders
photo of my husband and I out on a date in downtown Houston (we found a babysitter!)
Photo of my husband and I at a Holi festival in Houston, with colors all over our white shirts.


You've reached my main home on the interwebs.

But just in case you wander off, there are a few local joints where I also hang out (occasionally…I'm kinda a homebody):

John Fisher

Saturday 1st of February 2014

One of the amazing things that I found in our area (well, sort of close to our area) Easton, Pennsylvania is that when some companies do home renovations they donate all of the fixtures they have removed from the room that they are remodeling to places that sell them for dirt cheap. If there's such a place in your area, you can probably find it by doing a Google search.


Sunday 5th of January 2014

hi... me from India. A very good article and nice principle. You should write a few things on the same from the perspective of the other world ( India and China). The principles you go by are the ones which are written in the heart of billions of people and that includes a good many who follow not out of necessity:) Have a great life.

Peter Knickerbocker

Monday 18th of November 2013

Amanda, This is probably the most random thing that has ever happened to me. I found your blog through "ready for zero." We went to high school together and you dated my best friend.

Glad to see that things are going well!

Take care!



Wednesday 20th of November 2013

Hi Pete!

Of course I remember you:). That's so funny and random how you found me. The last time I saw you was at your wedding reception! I hope everything is going well for you guys.


Friday 10th of May 2013

This is a nice article. I am frugal out of necessity but things are picking up now. Mainly because i've gotten myself into the habit of only bringing a certain amount of cash with me to work or to go shopping. What you don't spend, you save.