How I Handle Collection Agencies and How You Can Avoid them in the Future

I am sharing this experience with you to hopefully help you protect yourself from future, random calls from collection agents, like I received last week. Read through to the bottom for tips on how to avoid future headaches. Growing up, both sets of my parents declared bankruptcy within a few years of one another. This [...]

Deficit is Such an Ugly Word

When I see this word I think deficient, demeaning, sub-par. The federal government has been building one for years, and when I looked this early morning on Labor Day, the total is $11,812,407,462,000. Just last year, the debt clock actually ran out of numbers and had to be expanded in order to fit two more [...]