Becoming debt free is sweet! We would know, as my husband and I got ourselves out of over $59,000 of debt (debt-free, minus the mortgage, as of September 1, 2010!).

On this page, you’ll find all things about how to get out of debt. Debt free stories, how we got out of debt, debt repayment strategies, our experience with medical bill collections, debt payoff visuals, debt free lifestyle, gazelle intense stories, and so much more.

Popular debt articles:

Becoming Debt Free: The debt strategies I’d use today if we were doing it all over again

What gazelle intense has looked like for others (examples from real people!)

Debt Free Lifestyle: What it really takes to remain debt free (once you pay everything off)

Debt payoff visuals to give you instant gratification on your long journey to debt freedom

bear sitting in river with his leg raised all the way up, exposing his butt

Are You Overexposing Yourself with Your Debt Repayment Strategy?

Don't use a debt repayment strategy blindly -- even if it's from a financial guru -- because it could lead to overexposing your family. I love a good debt-payoff story. In fact, during my 30-day Debt Bustin' Challenge, I took the time to…
woman with yellow sweater on phone, looking anxiously out window, deal with debt collectors

How to Deal with Debt Collectors - 7 Deadly Sins You're Committing

How to deal with debt collectors? I can guarantee you're going to commit one of these 7 deadly sins if you don't read this ahead of time. Save yourself the hassle! Have you ever had the pleasure of speaking with a debt collector? Given the…
white desktop with pink notepad and calculator, money in clip

Should I Automate or Manually Pay My Creditors?

How can I pay off my credit cards faster? You could be unknowingly derailing your debt repayment plan by automating your payments. Do you find yourself wondering, "how can I pay my credit cards off faster?" It's a great question, and I've got…
white desk with laptop open, fresh flowers, and debt inspiration poster

Visual, Instant Gratification to Help You Pay Off Your Debt

You need some instant gratification when you're in debt payoff mode. These debt payoff visuals will help to keep you + your wallet motivated. Do you remember in elementary school when your classroom was plastered with all kinds of progress…
white desk with yellow and blue notebook and pen

It's Been 7 Years Since I First Read Total Money Makeover...Where We Are Now

We started through the Total Money Makeover steps 7 years ago. I'm going to share what they are, and the progress we've made to complete them. It was 7 years ago when I first moved to Houston to be with my now-husband, Paul. One of the things…
white desktop with woman writing in her planner, hat on desk

Sync Your Mortgage Payment and Your Paycheck Cycle to Painlessly Pay Your Mortgage Off Early

Painlessly pay off mortgage FASTER with this easy tweak you can make to your mortgage payment. It just takes one phone call! My husband and I purchased our first home in 2009. Originally our loan was 5.5% over 30 years. When the interest…