Becoming debt free is sweet! We would know, as my husband and I got ourselves out of over $59,000 of debt (debt-free, minus the mortgage, as of September 1, 2010!).

On this page, you’ll find all things about how to get out of debt. Debt free stories, how we got out of debt, debt repayment strategies, our experience with medical bill collections, debt payoff visuals, debt free lifestyle, gazelle intense stories, and so much more.

Popular debt articles:

Becoming Debt Free: The debt strategies I’d use today if we were doing it all over again

What gazelle intense has looked like for others (examples from real people!)

Debt Free Lifestyle: What it really takes to remain debt free (once you pay everything off)

Debt payoff visuals to give you instant gratification on your long journey to debt freedom

house projects

How to Juggle Paying Off Debt while Paying for House Projects

Jump back to Chapter 1 of our marriage, just four short years ago, and you will see a very different angle to our story. My husband and I had just gotten engaged and purchased our new home in Houston TX. When sitting down to formally combine…
white desktop with woman writing in her planner, hat on desk

Sync Your Mortgage Payment and Your Paycheck Cycle to Painlessly Pay Your Mortgage Off Early

Painlessly pay off mortgage FASTER with this easy tweak you can make to your mortgage payment. It just takes one phone call! My husband and I purchased our first home in 2009. Originally our loan was 5.5% over 30 years. When the interest…
couple in kitchen, woman on counter, toasting each other smiling

Real Extreme “Gazelle Intense” Stories

Getting gazelle intense on your debt payoff will help you to pay off your debt years earlier than your creditors want you to. All over the country, people have gotten “gazelle intense” when paying off their debts, thanks to Dave Ramsey. We’re…
young woman with black glasses using calculator

How a Cosigner's Credit is Affected (Cosign Vs. Authorized User)

Thinking about getting someone to cosign your loan? We look at how is a cosigner's credit affected by you piggybacking off of their good score. I received an interesting reader question several months ago concerning whether or not getting a…
debt lessons

3 Debt Lessons from The Descendants

This is a guest post from Ben Edwards, who writes about money at Money Smart Life and is also one of the authors of the Debt Heroes book. The movie The Descendants, which won George Clooney a Best Actor Golden Globe, is about a man, Matt…
climbing out of debt

Debt Can be a Rewarding Motivator: How Will You Use Yours?

When climbing out of debt, you need some mega motivation. It gets tough, so I want to show you that where you are RIGHT NOW is an opportunity that can boost your entire life forward. What do you think your life would be like if you were given…