Becoming debt free is sweet! We would know, as my husband and I got ourselves out of over $59,000 of debt (debt-free, minus the mortgage, as of September 1, 2010!).

On this page, you’ll find all things about how to get out of debt. Debt free stories, how we got out of debt, debt repayment strategies, our experience with medical bill collections, debt payoff visuals, debt free lifestyle, gazelle intense stories, and so much more.

Popular debt articles:

Becoming Debt Free: The debt strategies I’d use today if we were doing it all over again

What gazelle intense has looked like for others (examples from real people!)

Debt Free Lifestyle: What it really takes to remain debt free (once you pay everything off)

Debt payoff visuals to give you instant gratification on your long journey to debt freedom

couple in kitchen, woman on counter, toasting each other smiling

Real Extreme “Gazelle Intense” Stories

Getting gazelle intense on your debt payoff will help you to pay off your debt years earlier than your creditors want you to. All over the country, people have gotten “gazelle intense” when paying off their debts, thanks to Dave Ramsey. We’re…
young woman with black glasses using calculator

How a Cosigner's Credit is Affected (Cosign Vs. Authorized User)

Thinking about getting someone to cosign your loan? We look at how is a cosigner's credit affected by you piggybacking off of their good score. I received an interesting reader question several months ago concerning whether or not getting a…
debt lessons

3 Debt Lessons from The Descendants

This is a guest post from Ben Edwards, who writes about money at Money Smart Life and is also one of the authors of the Debt Heroes book. The movie The Descendants, which won George Clooney a Best Actor Golden Globe, is about a man, Matt…
bed with white sheets, green plant on the side

Procrastination has Actually Paid Off: Refinancing Our Mortgage

While refinancing our mortgage, procrastination actually paid off! Let me show you the process we went through and how we’re in a better position now. I cannot think of many examples where procrastination has paid off in either my life or…
on air sign, on white background

Suze Orman Gives Dave Ramsey the Financial Smackdown: Whose Side are You On?

Suze Orman vs. Dave Ramsey -- how do these two differ, and who do you think is right? I talk about Suze giving Dave Ramsey the financial smack-down on her show, plus more. One Saturday night, I had settled in for a long stretch of great financial…
woman sitting on bed, reading on phone, with turquoise mug

How I Got Out of $59,496 of Debt (and Built Positive Net Worth)

How can I pay off my debt when broke? I want to share with you how I got out of debt (and how I got in it to begin with). Buckle up - as with any debt payoff journey, this is a long ride! I graduated college in 2005 with a diploma, my 193,845-mile…