coffee mug on wooden table with "ugh" on it, and someone pouring coffee in

We Were Swindled, in Our Own Home

I write this in my office, where my husband and I are holed up practically as hostages. That great social buying deal I scored a few weeks ago for $99 to clean our Air Ducts? It’s taking place right now. And let me tell you—it’s not breathing…
gorgeous cruise ship on Caribbean blue waters

How Much Spending Money for a Cruise (and How to Not Spend Money)

Wondering how much to budget for a cruise? Answers for that, plus how to NOT spend money on a cruise. It's hard to figure out how much to budget for a cruise, and even harder when you're trying to figure out how to not spend money on a cruise…
adult daughter taking mother out for Mother's Day gift under $5

41 Inexpensive Mother’s Day Gift Ideas (from $5 – $20)

41 inexpensive Mother's Day gift ideas – because celebrating your mother should happen whether you can splurge or not. Being broke is NOT a reason to “cheap out” on celebrating your mother this Mother’s Day – especially with this…
too many sales

Consumers are Sale-Desensitized, and for Good Reason

I have a healthy dose of skepticism when perusing retailer and department store websites and seeing their reported percentage savings on products. I usually do my own research from competitors and ask around to see if I am reaping the advertised…
disposable clothing

Disposable Clothing: Are there Circumstances Where it Makes Sense to Buy it?

Has anyone else noticed the disposable clothing lines available at most retailers? These are the toilet paper-thin (and we’re not talking the quilted kind) shirts you can see your fingers through. There’s American Eagle, then there’s the…
bed with white sheets, green plant on the side

Procrastination has Actually Paid Off: Refinancing Our Mortgage

While refinancing our mortgage, procrastination actually paid off! Let me show you the process we went through and how we’re in a better position now. I cannot think of many examples where procrastination has paid off in either my life or…