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personal savings rate

Personal Saving Rate: Nationally and in Our Household

Personal Saving: the portion of personal income that is left over after personal current taxes and outlays for personal consumption expenditures, nonmortgage interest payments, and net current transfers to government and the rest of the world. Personal…
rope with heart locks on it

Homemade Diversion Safes: Save Money by Making Your Own

If you're looking for homemade diversion safe DIY, then you're likely looking to stow away some of your valuables. Let me show you how to make your own diversion safe, as well as lots of other options. Discovery Channel used to have a series…
how to reduce food waste

Waste Not Want Not: Baking Catastrophes and Food Waste in Our Household

Wondering how to reduce food waste? I was shocked at how much food we waste in our home, and that pales in comparison to what's wasted nationwide.  The other day I set my eyes on a recipe I had torn out of a Martha Stewart Magazine: Tiramisu…
group of three kids running through a meadow for cheap family activities

49+ Cheap Family Activities

Cheap family activities will keep everyone entertained and engaged with one another, all while saving that money in your wallet. As an adult, I occasionally daydream about certain times during my childhood. When I’m in my cubicle on a…
young couple carrying child on cheap quality furniture they just bought

13 Places to Find Cheap Quality Furniture (How Can I Get Cheap Furniture?)

13 actionable strategies for how to get quality furniture for cheap. Including the best place to buy furniture on a budget, and where all the cheap furniture online hangs out. Years ago, my husband and I purchased a large, 3100 square foot…
man holding floral bouquet behind back as surprise

Random Acts of Kindness Challenge: $5 Left at the End of the Month

Random Acts of Kindness (RAKs) brought my family together. They're a memory I hold onto, and one that I'm reinstating today in our household alongside the $5 Left-at-the-End-of-the-Month Challenge. I come from a divorced family. Wait, that…