budget spending

Hybrid Spending Strategy on Credit Cards and Cash

Let me share with you our personal spending money strategy that both maximizes rewards and minimizes spending. You might be wondering how to manage your money to maximize rewards while minimizing extra spending. Many of us in the personal finance…
cloth diapering tips

Our Experience with Cloth Diapering + Reusable Wipes

Cloth diaper tips based off of our experience with using cloth diapers to save money for the first year of our baby's life. FYI: this blog post is dripping with cute baby photos. I knew in the very beginning of getting pregnant that I wanted…