Frugal Confessions Friday – Frugal Living

Hello Frugal Confessions Readers! Here is my frugal confession of the week: We’ve been renovating the two bathrooms on our first floor (our master bathroom and our guest bathroom). That’s not the frugal part (though we’ve done most of the work ourselves–definitely frugal!). My friend Helen sent us a lead on a 90-minute market research [...]

Our Vehicle Breakdown Story: Thank You Roadside Assistance!

As you all probably know by now, our second vehicle broke down one month ago. But I haven’t shared the full story with you. Paul was traveling to his brother’s new apartment to help him unpack and he called me to say that the car was sounding as though it was going to breakdown (not [...]

Pensions and Social Security: Will Your Benefits be Reduced?

I work for the government and have a pension plan that I will be vested in after five years. Currently, I am almost at 3 years of service. The idea of receiving a pension for many years in retirement is an exciting one, and I almost see it as banking some of the extra income [...]

Can You Live Off of Your Estimated Benefits in Retirement?

Author’s Note: This article is geared more towards people not approaching retirement age who may be banking on Social Security to cover their retirement costs. Our culture has this obsession with youth. We shun aging and we are eager to push out one generation and move on with the next. Perhaps this is one of [...]

If You’re Paying Too Much for Car Insurance Then its Time to go Shopping

This is a guest post on behalf of Cheap Car Insurance. In this trying and uncertain economy the very last thing any of us needs is to pay more for goods and services than absolutely necessary. This is especially true when it comes to much needed expenses such as car insurance. Whether it is a [...]

Frugal Confessions Friday – Frugal Living

Hello Frugal Confessions Readers! Here is my frugal confession of the week: Since our truck is out of commission, I called our insurance company and had our insurance suspended. They are going to give us a credit on the insurance retroactive to when the truck broke down (June 28th), and going forward, we will be [...]

Taking Steps towards Business Gas Sustainability

This is a sponsored guest post. We’re all trying to be greener in our everyday lives. Whether in your own home or at business premises, reducing the amount of gas, electricity and oil is something that each of us should be taking very seriously. Not only will this reduce how much money you’re spending, but [...]

Examples of People Who Took a Machete to Their Finances

Two weeks ago I wrote a post about taking a machete to your finances in order to get ahead. I wanted to talk about tough (and unpopular) choices that are on the table for almost everyone. I’d like to highlight stories from others where they have chosen to take drastic measures in order to free [...]

My Student Loan Consolidation and How it Compares to Other Debt Consolidation

This post was sponsored by Pay Plan, a debt consolidation company. Suze Orman says time and time again that you should always pay the minimum on your student loan debt because it is debt that you cannot write off in a bankruptcy. So what can you do with student loan debt in order to mitigate [...]

Cheap is Great, But What Are You Putting Into Your Mouth?

When I went to Walmart the other day to research for their new price matching program, I noticed something that I just couldn’t ignore. Among probably 50 or so different varieties of cheese in the dairy section there was one that was called “Cheddar Melt” that was cheaper than all of the rest. Cheaper is [...]

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