The 7 Habits of Highly Effective Savers

With everything in life—sports, careers, relationships, etc.—there are people who compete below us, and people who compete above us. In order to grow and continue to progress in any area, I have learned that I need to surround myself with people who outcompete me so that I can stretch myself out of my comfort zones, [...]

Frugal Confessions – Frugal Living

Hello Frugal Confessions Readers! Here’s my frugal confession of the week: Do you ever look at the Clearance section located in the front entrance of Borders? I always do. This past week I was able to snag brand new copies of Catch-22 (Paul has been wanting to read it) and Lipstick Jungle (this one’s for [...]

H&R Block Premium Tax Giveaway Winners Announced

Hello Frugal Confessions Readers! Thank you to everyone who entered the H&R Block Premium tax giveaway. Before I announce the winners, I just want to let everyone know that I am in Austin on training for the week, and have much less access to the internet than I thought I would. I will be catching [...]

A Sobering Reality: Where Did All of My Money Go?

Perhaps you feel that you have not saved any money or that you are in debt because you do not earn enough money. After all, it would be easier to have a fully funded emergency fund if only you were making $70,000, $80,000, $100,000+, right? Not completely. For those of us disciplined enough to harness [...]

Give Your Money a Purpose

Many people do not respect money. It comes in and out of their lives, but they don’t attempt to harness it or to use it for anything besides this month’s groceries and an annual vacation. They don’t give their money purpose, and thus paying $20 extra at the mall or being in debt does not [...]

Save Beyond Your Means: Dealing with the Way we Think About Money

Happy President’s Day Frugal Confessions Readers, and welcome to Week 2 of the Save Beyond Your Means Series. For the first week I focused on telling my own story of how we got into, and paid off, $36,000 of debt over the past five years. I wanted to share this with you to give you [...]

Top 5 Haggling Tips

This is a sponsored post provided by the writers at http://www.dacscotland.co.uk. When it comes to saving money – and getting that little bit more for it – there’s often no better way to do it than the old-fashioned way: haggling. Haggling is often associated with buying a car, and while this is often the best [...]

Frugal Confessions – Frugal Living

Hello Frugal Confessions readers! Here’s my frugal confession of the week: For my friend’s baby shower, and also to spend Easter with my family, Paul and I are traveling to PA in April. I was able to cash in 5700 swagbucks (rewards I get for searching the internet like I normally would; if you sign [...]

From a Pile of Debt to Positive Net Worth: Part III

I have written about this part of our financial journey in several articles before, including My Unemployment “Vacation” of 2008, Our Debt Checkup, and How We Paid Off Our Debt. However, it is such a crucial part of our story where we made a lot of things happen that I feel compelled to write about [...]

H&R Block At Home Premium Federal Tax Return Giveaway

Hello Frugal Confessions Readers! I am happy to announce that I have H&R Block Premium Federal Product codes to give away for five readers to file their federal taxes for free! These are valued at $55 each (a federal tax premium return costs $49.95, plus there is a few dollars extra included for sales tax). [...]

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