7 Ways You Can Save Money in the Next 30 Days Skip to Content

7 Ways You Can Save Money in the Next 30 Days

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Amanda's Note: This was provided by an online contact.

If you're like most people, you don't spend hours and hours looking at your finances. In fact, most people have no idea where your money is going or where it's coming from. Regardless of how you feel about it, money is what makes the world go round. It's important that you're getting the most out of your finances.

What most people don't know is that they could be throwing hundreds of dollars out the window every month. There are a couple of ways that the average person can save some money and keep more cash in their pockets.

Shop for New Insurance

One simple way to save money is to review your insurance plans. If you're like the normal person, you bought an insurance policy, either life, auto, or home, and then you never thought about it again. You pay the premiums, and that's it. Well, one easy way to say money is to take those policies out and give them a long hard look.

If you've had your insurance plans for several years, then you could be drastically overpaying. Every year, new companies are entering the market, which means that there could be a cheaper option for insurance. Every insurance company is different, and all of them are going to offer you different insurance rates, which means that it's important that you have the most affordable insurance plan available.

Cut the Cord

Another way that you can save money this month is to cut out the cable bill. Cutting the cord is becoming the most popular way to save money every month. The average cable bill is around $100. Using some simple math, that's $1,200 every year. Instead of shoveling out money to the cable company, pay for Netflix or Hulu. Each of these services are less than $15 a month, and you can still watch all of your favorite shows.

Brown Bag your Lunch

Who wants to spend time cooking and cleaning every day? Eating out is much easier and quicker. The problem is that those meals are costing you around $10 – $15 every day. If you're going out to lunch every day, that's going to be hitting your wallet for $50 or more every week. Instead, pack your lunch every day and enjoy all of the extra money that you have at the end of the month.

Make a Budget (and Stick to It)

If you don't know where your money is going, you don't know how you can save money or where you're wasting money. Making a budget sounds like an exhausting task, but it doesn't have to be. Thanks to smartphone apps, making a budget has never been easier. There are apps like, Mint that allow you to make a budget in a matter of minutes. Mint syncs with your bank accounts and categorizes all of your recent transactions into the appropriate groups. Mint can show areas where you're spending too much money, like entertainment or food.

Go Earlier

Another easier way to save money is to go out earlier. If you plan on going to a movie this weekend, instead of wasting to go in the evening, go to a matinee showing on a Saturday. The tickets will be much cheaper, plus the theater won't be as crowded. It's a simple way to save $20.

Switch Cell Phone Plans

Switching cell phone carriers might sound like a hassle, but it can be a simple way to save money. You probably have seen dozens and dozens of commercials about different unlimited plans or family plans that you can choose from. Every person is different, and every family has different cell phone needs. If you've had your plan for several years, then you can save some cash by switching plans.

Cut Coupons (Use Cashback Apps)

While cutting coupons doesn't sound like a fun way to save money, it can save you hundreds of dollars every year on your groceries. Before you go to the grocery store, take the time to cut out some coupons for those groceries on your list. Make sure that you don't use coupons for a bunch of things that you don't need. Otherwise, you're going to spend more money than you save.

If you don't want to take the time to cut out coupons, you can use one of the dozens of cashback apps available. There are plenty of apps, like Checkout 51 or Ibotta that let you save money without having to sit down with a pair of scissors and the newspaper.

Saving Money this Month

These are only a few of the simple ways that you can save money every month. Making a couple of changes can easily save you hundreds of dollars every year. You probably can't give yourself a raise, but you can make the most out of your finances.

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Amanda L. Grossman is a Certified Financial Education Instructor, Plutus Foundation Grant Recipient, and founder of Frugal Confessions. Over the last 10 years, her money work helping people with how to save money and how to manage money has been featured in Kiplinger, Washington Post, U.S. News & World Report, Business Insider, LifeHacker, Woman's World, Woman's Day, ABC 13 Houston, Keybank, and more. Read more here.

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