Can You Take Out a Life Insurance Policy on Someone Without them Knowing?

Ever wondered, “can you take a life insurance policy out on anyone” (like, ANYONE)? Wondering how to find out if someone took an insurance policy out on YOU? Let’s dive into this touchy subject. Could you imagine being allowed to take…
how to choose credit card

How Two Credit Card Offers Evolved Over the Last Two Years

How to choose credit card with all the options out there? Good news: if you don't find the credit card offer you want right now, wait. I collected offers for the same cards over two years and it's amazing how much they change. One of our favorite…
decrease your insurance premiums

How I Have Saved Money on Different Types of Insurance Premiums

How to decrease your insurance premiums and open up extra cash in your monthly budget for other priorities in your life! We routinely do this. Insurance is one of those necessary expenses in our lives. It might not be a fun expense, but when…

How Much Risk Are You Willing to Take?

I have always carried insurance because of my answer to the question in this title: in general, I am not willing to take a lot of financial risk. I began to save for retirement almost as soon as I started my first full-time job in the fall of…

How to Donate for Free to Japan Tsunami and Japan Earthquake Relief Efforts

Donate to Japan: Even you can afford to help in the aftermath of Japan’s Tsunami and Earthquake because you can do it for free. My longtime readers know that Japan holds a special place in my heart: my husband and I met there 8 years ago.…

Frugal Confessions’ One-Year Anniversary

It has officially been one year today since Frugal Confessions stepped out on the scene at the Houston Chronicle. Spawned from when I was laid off in the summer of 2008 from a marketing research job in Florida and needed to cut my costs, Frugal…