saving money is hard

Saving Money, Even When the Sh*t Hits the Fan

You’re about to hear the bad and the ugly, because up until now you’ve mostly only heard the good. You see, I’ve been blogging for four and a half years now and have rarely shared with you the financial catastrophes that have fallen…

Extreme Frugality: 4 Unbelievable Frugal Stories from the Recession

Want some entertainment + inspiration? I’ve curated some crazy, inspiring, and unbelievable stories of extreme frugality. Extreme frugality stories can be fun, inspirational, and…a bit strange. What I love about reading frugal stories…
extreme early retirement
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Steps to Start Down the Extreme Early Retirement Path

It is exciting to me that extreme early retirement is not some exclusive club that is unattainable for those of us with moderate incomes. For example, Jacob, who coined the phrase early retirement extreme, was able to save 75% of his income…
mystery shop
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Free Oil Changes for Life: My Experience with Mystery Shopping

Mystery Shopping is one of those things that have intrigued me for years. The first time I heard the phrase was back in college from my aunt who works in marketing. She matter-of-factly threw into a conversation that companies pay people to…
direct selling
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Direct Selling: The Potential to Increase Your Bottom Line and Your Cupboards

Visualize this scene: I am sitting with my sister at a Tupperware rally (aka, a revival for consumerism). There are streamers, there is glitter all over the berber carpeting, and there are spray-tan women with microphones. As an early-twenty…
how I got out of debt

How I Got Out of Debt and Built Positive Net Worth

I want to share with you how I got out of debt (and how I got in it to begin with). Buckle up - as with any debt payoff journey, this is a long ride!  I graduated college in 2005 with a diploma, my 193,845-mile Chevy Cavalier, $2,000 in…