You've got to change your money conversation to change your money life.
Your words are your life. Whichever words you choose to describe yourself, your situation, and your reality is…your reality.
If you ever want to understand someone else's world, listen to the words they use. If you ever want to change your world, listen to the words you use.
That Money Lie I Kept Telling Myself
I can't tell you the number of times I've declared, “we can't afford that”. And you know what? It was a lie every time I said it. It perpetuated this sort of where I felt incapable of living the kind of life I wanted to because of some outside circumstance.
The fix was not to make gobs of extra money each month. It was actually much simpler than that: change my words. Instead of “we can't afford that”, I started saying, “we choose not to prioritize our spending to buy that”. Bam.
Suddenly I felt much more in control because it was a choice I was making.
Maybe you think I'm just playing cutesy word games to make myself feel better, or maybe you actually can't afford X.
So here's where words come into play again.
Money Conversation Game-Changer: Rework Your Words into a Problem
Think about how great it would be to work out problems in the background of your life!
Now, you can.
A woman in my mastermind group, Maria from The Money Principle, told us once to phrase and define issues we are having into an actual problem, because brains love to work out solutions to a problem.
Honest to goodness, this actually works.
When you introduce your how to manage your money issue in the form of a problem to your brain, the answers often pop up at the weirdest times – in dreams, after slathering on shampoo in the shower, during your commute – because your brain keeps working on a problem you've identified whether you know it or not.Your words are your life. Words you choose to describe yourself/situation and your reality is...your reality. Click To Tweet
So instead of replaying the same old scripts that don't make you happy, by turning them into an actual problem, you can find the answer and move ahead in your life.
Examples of Money Conversation Opps to Create an Exploration of Solutions
- I finally have myself to the point where I'm making good money but still am living paycheck to paycheck becomes: What would it take to break the cycle of living paycheck to paycheck?
- I'm still broke and stressed becomes: What does an un-broke life look like to me? What's the first step I need to take to get there?
- I'll never get out of debt becomes: How can I make it so that I have a clear plan to pay off this debt? How do I figure out which debt to payoff first?
- Who can afford to retire becomes: How does someone at my income level and in my situation start to save for retirement?
- I can barely afford my monthly bills becomes: What are the changes I need to make in order to leave myself a buffer each month?
- There are always contingencies that happen that we don't have the cash for becomes: How are we going to build an emergency fund?
- Our income is low and bills are high. We make almost exactly what we bring in becomes: How much more do we want to earn? How are we going to earn $X more?
- I'm terrible at numbers becomes: What sorts of things are people who are “good” at numbers able to do? What are the types of things I need to learn in order to consider myself “good” at numbers?
- I've been in debt before and gotten out and just gotten back into it again. What's the point becomes: Why did I get back into debt again? How can I avoid that in the future?
It's Your Turn to Change your Money ConversationPhrase and define issues you're having into an actual problem, 'cause brains love to work out solutions to a problem. Click To Tweet
I'll bet your brain is starting to work even just reading these problems, whether you realize it or not!
So, how about we use all that brainpower of yours to re-word some of your own stresses in your life?
Maybe the answer won't be obvious, maybe it won't be something you feel like you are capable of doing. But by rephrasing your situation into a problem and allowing your brain to work on it, you might surprise yourself with options you didn't know you had.
I'd love to hear some of your current issues in the comments below and how you can change them into a problem for your brain to solve. Bonus points: come back later this week to share what solutions your brain has worked up!