Money Goals: Try one money life hacks to make you 33% more likely you'll reach your money goals (like saving all that money you want to!). |

Learn one of the best, and easiest, money life hacks to make it 33% more likely you'll achieve your savings goals.

When I was a senior in high school, I set a goal: to find a senior prom dress that would make me look like Julia Roberts in Pretty Woman (you know, mid-end of movie, after some of her employment drama was sorted out?). It had to be sateen, deep red or magenta, and of course I was not going to step foot in my date's car without the white, elbow-length gloves.

Result: Sure enough, 8 months after setting this goal, I emptied my coin jar into the local Coinstar® machine and took the $75.40 to buy a beautiful, magenta-colored gown complete with gorgeous gloves.

Four years ago when we were heavily focused on paying down our debt, paying cash for our wedding, and putting a down payment on our home, I set a goal to pay for our honeymoon to Austria ($2,500) with money I found outside of our paychecks.

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Result:  Just six months later, with an awesome extra (non-paycheck) $2334.78 sitting in an account, we booked our trip to Austria.

How did I/we manage to reach these financial goals?

I'll give you a hint: it's not because we were raking in the dough (my job at the time of buying that senior prom gown was mucking horse stalls for our neighbor, and Paul and I were at the beginning of our careers).

The reason I managed to reach both of these financial goals is because of money life hacks: I wrote the goals down.

Commit to Paper What You Want to Achieve

I can give you lots of other examples of goals I've managed to achieve – financial and otherwise – over the course of my life. But instead, I'd like to give you a statistic that is going to change your life.

Psychology professor Dr. Gail Matthews did a study on goal-setting. She found that you are 33% more likely to achieve your goals by writing them down + sharing them with others (accountability).

Talk about money life hacks you can live with! Couldn't get simpler than that.

Here's Your Chance to Do this

I hosted my first-ever Savings Workshop. Unfortunately, you missed it.

But don't fret; I've got a download for you right here that will help you to clearly come up with your next savings goal. First you'll brainstorm your bucket list, then you'll learn how to prioritize that bucket list for which of those goals to save for first.

Exciting! I love money clarity, don't you?

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9 replies
    • Amanda
      Amanda says:

      Yes! One recent thing I saw others doing that I just love is to set your phone alert to say your goal once a day. What a great reminder!

  1. Nik @ Midlife Finance
    Nik @ Midlife Finance says:

    I started listing down all my goals this year and it’s a pretty effective way that will motivate you in achieving your goals. Currently, half of my goals on the list are all marked up complete and achieved!

  2. Alexis
    Alexis says:

    I like to use an app that puts all of my goals onto a picture of my choice. Then I use the picture as a background on my phone so I can see it every time I look at my phone.

  3. Don @ Breath of Optimism
    Don @ Breath of Optimism says:

    I make it a point to write my goals down to and keep them in plain sight. By doing these two things, I achieve many of my goals. When I was younger and didn’t write my goals down, I would forget about them after a few months and they would no longer be a priority for me. Not surprisingly, I didn’t achieve many of those goals.

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