Get ready for this: I’ve never owned a car loan in my life. Yet, I’ve been driving my own car since I’ve been 17!

That’s because I’ve always paid cash for my beater cars, maintained them where it made since, and otherwise drove them into the ground.

This model has worked really well for me (I break it all down in this beater cars article), and I hope my experience with used cars and saving money on cars helps with your own car decisions.

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My husband Paul and I have something in common (well, there is more than one thing): we love the public transportation systems in other countries. Japan's is amazingly efficient. During rush hour and anytime at special stations you can expect…