personal savings rate

Personal Saving Rate: Nationally and in Our Household

Personal Saving: the portion of personal income that is left over after personal current taxes and outlays for personal consumption expenditures, nonmortgage interest payments, and net current transfers to government and the rest of the world. Personal…

Homemade Diversion Safes: Save Money by Making Your Own

If you're looking for homemade diversion safe DIY, then you're likely looking to stow away some of your valuables. Let me show you how to make your own diversion safe, as well as lots of other options. Discovery Channel used to have a series…
how to reduce food waste

Waste Not Want Not: Baking Catastrophes and Food Waste in Our Household

Wondering how to reduce food waste? I was shocked at how much food we waste in our home, and that pales in comparison to what's wasted nationwide.  The other day I set my eyes on a recipe I had torn out of a Martha Stewart Magazine: Tiramisu…
how did people survive the great depression
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Frugal Lessons from People Who Survived the Great Depression

How did people survive the great depression? And what can we learn from people who surived the Great Depression? I'll share with you some saving money + survival tips.  Have you ever met someone who was alive during the Great Depression? They…
avoid fees

Holiday Hangover: 23 Things to Do Instead of Spending Money

When you resolve to stick to a budget, life can sometimes be determined to test you. During these types of months you can always keep spending according to your budget as if the upsets had never occurred, but then you will likely have to take…
does utopia exist

Searching for Utopia—Does it Actually Exist?

Half of this article was written by a person lost in a flurry of details in June of this year, the other half was written by a much calmer, reflective person this past week. For the last two weeks, I’ve been running around like my head’s…