save on insurance

The High Cost of Fear and Responsibility: How to Cut Down on Insurance Costs

While fine-tuning our budget the other day—an activity I admittedly love to do—I had a small realization. I base our budget off of our net pay, or the amount that Paul and I take home after all deductions have been made, which is a logical…
out of control spending
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Stop the Bleeding—How to Mitigate Months When your Spending is Out of Control

Some months it's hard to curb out of control spending. We had a month like this after we purchased our home, and it seemed like we were bleeding money. Here are tips for how to get through this. It begins with one large bill. Then something…