Finding a Sustainable Mortgage

This is a guest post. Creating a sustainable mortgage that is workable from a financial point of view and has environmental benefits with the help of a few simple home improvements further down the line is quite straightforward, especially with the help the websites such as emortgagecalculator.co.uk. Let’s address the issue of money first and [...]

Debit Over Credit – Which is Better?

The following is a guest post on bahalf of Money Supermarket. Managing money is an important part of life. Every person needs a way to save it, spend it and keep an eye on it. When you want to pull out the plastic to pay at the grocery store or mall, it is important that [...]

Landlord Prosecuted after Endangering Lives

This is a guest post. A landlord in Portsmouth has been prosecuted by Health and Safety Executive investigators, after failing to produce gas safety records for appliances in a rented property. Peter Brown, of Waterlooville, Hampshire, was fined £11,500 and ordered to pay costs of £4,500 at Portsmouth Magistrates’ Court, after pleading guilty to several [...]

Keeping Control of Your Finances at Christmas

This guest post is written by Philip on behalf of Payplan. Some people think that it is easy to live frugally, but sometimes it can be a very hard thing to do, especially with Christmas just around the corner. Christmas is the time of year when most people over spend and rack up debts on [...]

5 Things You Can Do with Your Old DVDs

This is a guest post on behalf of MusicMagPie. DVDs and CDs are not recyclable in the truest sense of the word, but they sure can be repurposed. You can sell dvds or turn your old DVDs into movie themed art or other great funky projects. DVD Going to Grandma’s Tote Repurpose or purchase a [...]

We’re Thinking about Refinancing Our Home

Author’s Note: I am a newbie with home refinancing and would love any suggestions in the comments section! Also, thanks to Aurora for pointing out that we might want to look into refinancing. We have a 30-year fixed mortgage at 5.5%, the going rate when we purchased our home two years ago. Historically, this is [...]

The Positives and Negatives of Using a Credit Card

Credit cards are used to pay for all types of goods, including cheap everyday items like groceries, all the way up to expensive products like computers. Credit is most often used because of its convenience. If a vendor did not accept credit card payments, they would most likely lose business as a result. While credit [...]

The 5 Rules of Personal Finance

There are five major rules of thumb you should adhere to when organizing your personal finances. Whether you have always had good credit or are recovering from past financial mistakes, these areas can help you get on track and stay on track financially. Savings Start saving now if you haven’t already. Cut spending wherever you [...]

How to Reduce Your Energy Bill and Save Money

This article is brought to you by uSwitch. With gas and electricity prices spiralling consumers are looking for ways of saving money. As well as establishing an energy saving regime in the home which can reduce the average fuel bill by up to £250 according to the Government it is worth shopping around to compare [...]

Make Your Business More Energy Efficient

This article is brought to you by uSwitch for Business. With around 50 per cent of the UK’s energy consumption coming from businesses, it is no wonder that today’s energy conscious companies are looking for ways to cut their business energy usage. By just shopping around online and making some small changes within your office [...]

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