Frugal Confessions – Saving Money

Living in Frugal Decadence

Frugal Confessions’ One-Year Anniversary

It has officially been one year today since Frugal Confessions stepped out on the scene at the Houston Chronicle. Spawned from when I was laid off in the summer of 2008 from a marketing research job in Florida and needed to cut my costs, Frugal Confessions and living in frugal decadence has now morphed into [...]

Frugal Confessions Friday!

Happy Friday!!! If you are new to this series, check out the intro here.
Here is my frugal confession of the week:
The first project Paul and I did to our house when we moved in was to paint the bedrooms upstairs (lots of spackling, steamed off some old border wallpaper, and removed a really ancient, inactive [...]

Cost Discrepancies in Veterinarian Services: Are you Shopping Around?

Before Lyla—our half-Siamese, half-attitude, kitty cat—the only veterinarians I had ever come into contact with were ones for our cows (60 in total) on the farm. Every few months our vet would come in, take some temperatures for cows that were looking a bit weary and give lipstick-sized pills to others. Occasionally we witnessed a [...]

“Why Are we So Clueless about the Stock Market?”: A Book Review

As I read Mariusz Skonieczny’s book, I couldn’t help but think back to my first job out of college. I was hired to make international sales (I was the entire department) on a grant given to this brand new start-up company by the USDA. About midway through my year there (after the one year grant [...]

It’s Frugal Confessions Friday!!–I’m Back!

Hello Everyone!
Well, after a two week hiatus on Frugal Confessions Friday, I am back again! Who knew that renovating a laundry room could be so time-consuming and energy-sapping…
If you are new to this series, check out the intro here.
Here is my confession of the week:
Paul and I both decided that we wanted an earthy, hardy, [...]

Saving and Sacrificing Without Purpose: Why Do I Want to be Rich?

I want to be rich. I’ve never actually said that out loud, much less confessed it to a large audience. Perhaps it’s some leftover youth fantasy of mine when I linked a certain lifestyle with having lots of money. I even have an entry in my kindergarten diary where I write in crayon that I [...]

5 Breaches of Frugality: Do These and Consider Yourself Cheap

fru⋅gal /ˈfrugəl/ [froo-guhl]: economical in use or expenditure; prudently saving or sparing; not wasteful
cheap [cheep]: stingy; miserly
Something that bothers me is when someone uses the word ‘cheap’ and ‘frugal’ interchangeably. I am a frugal person, and proudly so. I am not cheap, and when I sometimes cross the slim border between the two words (it [...]

When Delaying Spending Money Costs you More in the End

Sometimes my life seems to revolve around delaying gratification—the satiation of my needs and wants—by delaying purchases or services. By nature, my consumer pulse is sluggish at best, so it is not a far stretch for me to do so. I do not constantly feel a nagging craving inside of me for new, better, and [...]

5 Ways to Save on Home Renovations

Paul and I are in the middle of our first renovation project together: the laundry room. I know what you may be thinking…”who is going to see the laundry room?”, but for whatever reason, this project makes me so happy. Besides, the laundry room sits right off of our kitchen, and we keep the sliding [...]

Dave Ramsey’s Total Money Makeover: Could his Plan have Caused us to Take on More Debt?

Before starting on a “gazelle intensity” towards debt repayment, Dave Ramsey advises you to save up $1,000 for an emergency fund so that when Murphy comes knocking on your door while you are trying to get out of debt, you will not have to go into more debt by charging the emergency to your credit [...]

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  • Fru•gal Dec•a•dence

    The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.
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