How to Not Save for a Downpayment

For the last four years I have saved up a lump of money for no real purpose. I knew that I would probably need large amounts of money in the future, and that one day I would like to be wealthy, so saving as much money as possible seemed like the logical step. In December [...]

My 2008 Spending

I love using credit cards. Before you fall off your chairs, let me explain. In the marketing world, I fall in the consumer category of Bang for the Buck. In other words, I don’t let credit card companies use me, I use them. I have thus far received over $800 in gift cards and two [...]