A Trade Secret of Frugality

Much of personal finance is really quite simple. Earn money. Spend less than you earn. Save the extra. However, mastering these seemingly easy concepts is difficult for many people. You know you should set a budget, but it seems so complicated and limiting that you never quite sit down to do it. You have a [...]

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• Fru•gal Dec•a•dence

  The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.

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