Frugal Confessions – Frugal Living

Living in Frugal Decadence

Liquidate Your Past and Invest in Your Future

Please note: If you are my ex and are reading this, then it is not your jewelry I pawned! Ever since being engaged (we are E+ two weeks now, as my fiancée likes to keep track of time after the big day), I have had this consuming desire within me to organize, de-clutter and simplify [...]

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Add a Boatload to Your Savings Account in One Year, Even if You are Living Paycheck to Paycheck

There are a lot of people living paycheck to paycheck, out of necessity. So how are they supposed to pull themselves up and out of debt, or build up a savings in order to break the paycheck-to-paycheck cycle? It will take some commitment, planning, and perhaps some psychological warfare, but here are some ideas to [...]

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Honeymoon Savings Goal: March and Final Tally

Since September of 2009, I made a goal to put $2500 into savings to be used for our honeymoon using as little of our own 9-5 paycheck money as possible. I am happy to report, just 22 days away from leaving on our honeymoon, that we have succeeded in doing this. We thought outside of the box, and [...]

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Honeymoon Savings Goal Update: February

Our honeymoon is getting awfully close. I set a goal starting last September to raise $2500 for our honeymoon with taking as little money as possible out of paychecks to do so (instead using bank offers, rebates, side income, etc.)…and as of last month we were at $1670. In other words…another $830 still to save! [...]

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Honeymoon Savings Goal Update: January

Hello Everyone! We were able to add $301.99 to our honeymoon savings goal this month, bringing the total to $1,670.78 (check out progress bar in right hand column). The breakdown is below: $121 from ING Checking Account Opening Bonus $120 from Freelance Writing Income $11 Hasbro Rebate $9.99 Oil of Olay Bodywash Rebate $10 Gas [...]

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December Savings Goal Update: Honeymoon

Hello Frugal Confessions Readers! If you check out the progress bar for paying cash for our honeymoon, you will see that we are now at 54% of our goal! While that is wonderful…I realized the other day that our honeymoon is just three and a half months away. Needless to say, we need to get [...]

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Take Yourself on a Walkabout: Predicting and Saving for Future Upsets in Your Life

I am not talking about going into the wilds of Australia for six months until you come out a man. I am talking about literally walking about your home, apartment, car, and life in order to examine the things that allow your life to run smoothly and at the level of affluence you have become [...]

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Savings Goal Update: Pay Cash for Honeymoon

Hello Everyone! I am pleased to report that we were able to add $115 to our savings goal of paying cash for our honeymoon in April 2010. This brings us to over 41% towards our goal of $2,500! The $115 was from freelance writing income. How are you all doing with your savings goal? What [...]

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Honeymoon Savings Goal: September Update

October is here, and it’s time to update my honeymoon savings goal! If you remember, I started off with $779 at the beginning of September. Now we are at $931. Here is the breakdown: $10 from a gas rebate $30 from another rebate (although I cannot remember what this check was for! $75 from our [...]

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Savings Goal: Honeymoon

My fiancée and I think big when it comes to travel. In fact, we met one another in Japan while I was traveling abroad as a student to study for a semester, and he was stationed in Yokosuka as a cryptologist in the Navy. This was after I had finished a tour in London, and [...]

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  • Fru•gal Dec•a•dence

    The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.
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