It’s Thanksgiving, and there was much to be Thankful for After My Recent Car Crash – Frugal Confessions

It’s Thanksgiving, and there was much to be Thankful for After My Recent Car Crash

I was in a car accident last week. If you live in Houston then you might have seen me standing along the I-10 median in a black and white speckled jacket while stuck in commuter traffic on your way home. At about a car length away, the driver in front of me came to a complete halt and as I slammed on my brakes they locked up and I instead slammed into her—yes, the accident was completely my fault.

She and her passengers were fine—thank the Lord!—and I was as well. While her car had two minor indents on the back bumper and a loose bumper reflector light, the hood of my car bent back like a creased fold-up map. After sincerely apologizing, handing over my insurance information, and discussing everything with the police officer she had called, I was able to drive away unharmed and a little shaken up. In other words, I was very lucky.

I quickly gained back my driving confidence after having my brakes replaced and feeling the difference in brake reaction time (lesson learned). The damage to the car came to $720 (this included replacing/painting the hood, replacing one of the headlights, and pulling the hood latch about six inches up from the impact), and our trusty mechanic had me back on the road in two days. I have never carried collision insurance on my used vehicles because it does not seem worth it to me as each car has cost between $1,000-$3,000 and I always paid cash. Considering we would have had to pay the extra premium each month as well as a deductible, I thought we made out well having an emergency fund instead.

There are so many parts of this experience that could have been far worse. In a week centered on acknowledging what we are most thankful for, I wanted to share with you the kind of gratefulness that money cannot buy. I am grateful to not have injured anyone, and to not have injured myself. I am grateful that the other driver was not angry or otherwise unpleasant, especially given the circumstances. Our bosses allowing us to rearrange schedules, work from home, etc. saved us from having to rent a vehicle (or use personal time off), which was wonderful. I am also really thankful that I have a trusted mechanic, and that the repairs were reasonable given the circumstances. Finally, I am grateful for perspective on this accident. It could have soured my week and upcoming holiday. I could be mulling over the unexpected money that I had to spend in fixing my vehicle. But instead of feeling negative, I am feeling thankful, which is a wonderful place to be.

Happy Thanksgiving to you and your loved ones!

15 comments… add one

  • This was such a wonderful thing to wake up to reading. Thank you for your great attitude!

  • Wow, so glad you are all right and so was everybody else! You are right, things could have been so much worse.
    Rebecca recently posted..Dallas Marathon Training: Week 17 complete

  • I’m glad you are all right Amanda!!

    I don’t carry collision either for Moose. If he gets wrecked, I must say RIP.

    Happy Thanksgiving!
    Financial Samurai recently posted..Are You For Or Against Labor Unions?

    • FruGal

      Thank you Sam! That’s funny that you name your car; mine is “Piece of Wonderness”.

      I hope your Thanksgiving was lovely.

  • I glad everyone is okay. I skidded on wet pavement years ago, but avoided the car in front of me. I instead went into the median. I was lucky because it was on the off ramp and I was only going 5-10 mph. I was grateful, I didn’t hit anyone.
    Have a Happy Thanksgiving.
    krantcents recently posted..How to Shop for the Holidays

    • FruGal

      Happy Thanksgiving to you and your family as well!

  • That’s so scary! I’ve been in car accidents as well and it can be really tough to get back behind the wheel after that happens. I’m so glad you and the others involved are all okay!
    Shannon-ReadyForZero recently posted..Should You Buy on Black Friday or Skip It?

    • FruGal

      Yes, I was definitely hesitant at first and my stomach did a small flip the first few times I needed to use my brakes.

      Happy Thanksgiving!

  • I am so glad you and the other driver weren’t hurt, Amanda! Thanks for reminding us about what’s really important, and for your attitude of gratitude. Happy Thanksgiving to you and yours.
    xo,
    Eliza
    Eliza at Happy Simple Living recently posted..Golden, Crispy, Juicy Roast Turkey Recipe

    • FruGal

      Thank you Eliza. And Happy Thanksgiving to you and your family!

  • mike

    I totally agree on having liability insurance on an older car, but for us it`s turned into a real nightmare.My 17 year old daughter was hit almost head-on by a guy turning left at a major intersection. She had a green light and his left turn arrow had expired. He claims he had the green arrow. We have a witness that gave a statement to the police. She is still undergoing therapy for injuries 10 weeks later. We had only liability insurance on a 2000 4runner (a loss of $7500). Insurance isn`t doing anything for us so we`ve taken other measures. No car, no rental, a real hassle. Keep in mind there are people out there that take no personal responsibility for their actions. I admire your honesty.

    • FruGal

      Mike,

      I am so sorry to hear about your daughter’s experience. I am assuming that you cannot get the other driver’s insurance to pay for her car/injuries because they claim it was not their fault? How does the police report and witness play in that?

      I hope so much your daughter recovers fully.

  • FruGal

    Thank you to everyone for you taking the time to post a kind comment. I was traveling for Thanksgiving/taking time off, and am back home now.

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