Frugal Confessions – Frugal Living

Hello Frugal Confessions Readers!

Here is my frugal confession of the week:

I drive state vehicles in the course of my work, and because of this, I have to take a driver safety course once every three years. The beauty of this is that it is free to me, and most auto insurance companies will offer a discount on your personal car insurance for doing so. I was hoping for a 10% discount from the course I took a week ago, but was pleasantly surprised when my insurance company instead gave me an 18% discount on our car insurance!! This is a savings of roughly $400 a year for us. Woohoo!

What is your confession of the week? I’d love to hear it!

15 comments… add one

  • We had an office potluck a few days ago. I didn’t participate, mainly because of my diet (but also because it saved me $10-15)
    John @ Married (with Debt) recently posted..Subscribing Pays! $50 Cash Giveaway

  • That’s a great savings. Congratulations! As for my confession, I’m afraid I don’t have anything interesting to report. Maybe I’ll have something next week.
    Anthony Thompson recently posted..Self Manager – How to Cultivate Your Creativity in a Noncreative World

  • Nannie

    Good day! This is my first comment here so I just wanted to give a quick shout out and say I genuinely enjoy reading through your blog posts. Can you suggest any other blogs/websites/forums that go over the same subjects? Thanks for your time!
    Nannie recently posted..childrens place printable coupon 20%

  • Michelle

    Great job! I found a pair of shoes on the clearance rack at DSW that I had already picked out from the “regular” racks. Coupled with my rewards certificate I paid $25 for a $60 pair of dress shoes!

    • Way to go Michelle!

      I still have never been to a DSW. Would you recommend them?
      Amanda L Grossman recently posted..Sometimes Rolling Up our Sleeves and Getting Dirty is the Best Thing for Us

      • Michelle

        DSW is usually my first stop for almost all of my shoes. Sometimes I find something, sometimes I don’t. It just really depends on if I’m looking for something in particular or just in general. They carry several big name brands and their price points are anywhere from $20 to $200. Selection varies a little by location so if you don’t see something you want in one store, try another. Plus their stock usually rotates quickly so new shoes are constantly coming in. The majority of the stores are focused on women’s shoes, but we usually have decent luck finding casual shoes (slip ons, sandals, etc) for my husband’s size 13 feet.

        It’s a self-service concept (vs waiting on a salesperson to bring them out to you like at Macy’s & Dillard’s) but there are usually several employees working the floor. They also carry purses, wallets, and socks. They have a rewards program that sends you certificates based on how much you’ve spent.

        • FruGal

          Thank you for all of this information Michelle!

  • Aurora

    Scott & I are going on a date tonight using a LivingSocial deal to a restaurant close to my parents house (bonus: free babysitting ;)), woohoo! I also heard the tip somewhere to sign up for groupon/living social alerts for other cities if you know you’ll be traveling there in the near future, which I thought was a great idea.

    • FruGal

      Ooohhh-lala! Have a great time.

      Nice tip too! Thanks for sharing.

  • Nice save on the car insurance! Mrs. MMD bought all our nieces and nephews tee-shirts, dresses, and candy for Easter. Everything was on sale!
    MyMoneyDesign recently posted..Weekend Wind Down 3/31/2012

  • My Frugal confession of the week? Getting a corporate discount on the gym I want a membership to, but having them give me a 7 day trial run anyway so I can save on that week of dues. i was going to join them anyway, but it was nice to get that free week of membership :)
    Azra, ReadyForZero recently posted..How Does Debt Consolidation Work?

    • FruGal

      Yay! Have fun with your new gym membership. Do they have a sauna? I love those things.

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