Frugal Confessions – Frugal Living

Living in Frugal Decadence

Updates: Giveaway Winner, Frugal Confessions on the News, Debt Check-up

Hello Frugal Confessions Readers! Some exciting things going on that I want to update everyone with. I have updated the Debt Reduction button on my website…and can finally declare that Paul and I are non-mortgage DEBT-FREE!!!! Be sure to read all about it. Frugal Confessions is on abc news (Channel 13, KTRK) discussing how to [...]

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Jar Budgeting: Jump Start the $5 Left at the End of the Month Challenge

You can have it all; you just can’t have it all at the same time. – Gail Vaz-Oxlade Gail Vaz-Oxlade is a woman who does not take crap. Just watch her show or read her book, Debt-Free Forever. You may cringe at first when witnessing her sometimes crass, but always blunt honesty about other people’s [...]

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Put the Right Foot Forward With Debt Consolidation

Amanda’s Note: This is a guest post by Jack Reed on debt consolidation. I personally do not endorse one debt consolidation company/site over another, but thought it would be great to offer some information on debt consolidation for those of you who feel this is an option for you. If you have some specific questions [...]

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Sometimes it is Easier to Preach than to Practice

Have things ever just…fallen into your lap? Call it luck, a perk from reading the book The Secret, the Baader-Meinhof Phenomenon (wait…have you just recently heard about this?), or an answer to your prayers, but you think of something—a need, a want, a nice-to-have—and then several weeks, months, or even days later it appears. And [...]

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Our Debt Checkup

Paper walls, sushi on revolving tables, delicate décor inspired by nature, purposeful placement of stones, crowded metro trains stacking people tightly like sardines in a can; I am watching HGTV’s The Outdoor Room, and the hosts are working on redesigning the back of someone’s corner-yard into a tea room garden inspired by Kyoto, Japan. For [...]

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How I Handle Collection Agencies and How You Can Avoid them in the Future

I am sharing this experience with you to hopefully help you protect yourself from future, random calls from collection agents, like I received last week. Read through to the bottom for tips on how to avoid future headaches. Growing up, both sets of my parents declared bankruptcy within a few years of one another. This [...]

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  • Fru•gal Dec•a•dence

    The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.
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