Frugal Confessions – Saving Money

Living in Frugal Decadence

My List of Brands I am Loyal To

As promised, here are a few of the products I am loyal to. Please note, this does not mean that I purchase these items on a regular basis, and typically I still get discounts on all of these items some way or another (would you expect any less from me?). 
Mint Musketeers
Goode Company Barbecue (Particularly their [...]

Brand Loyalty: Could Your Money be Spent Elsewhere?

As my readers know, I believe in stockpiling to save money. When products hit rock bottom prices, I am there with coupons in hand to purchase months or even a year’s worth. In fact, I have recently scored 4 bottles of Purex liquid detergent (a year’s worth of laundry for us) for just $1.46 in [...]

Craigslist VS. eBay: Why I Choose Craigslist for Most Transactions

Craigslist is a staple service in a frugal lifestyle. I love to purchase and sell things using this free service. eBay essentially does the same thing as Craigslist—allowing you to sell or purchase used (and sometimes new) items from others—but there are fees involved.
            What are some things about it that are better than using [...]

Who Uses Your Credit Score, and How to get Credit Without a Credit Card

The extent that your credit score is tied into your life is staggering. Here is a list of people who make it a habit of checking your credit score before offering their services and sometimes before determining what rates to offer their service at:

Mortgage lenders, car loan lenders, lenders of any sort
Credit Cards
Auto Insurance
Home Insurers
Bank [...]

The 7 Deadly Purchase Sins: You’ll Never Get Rich if you Practice These

In no particular order, here is a list of what I deem to be the 7 deadly purchase sins that will surely keep money out of your pocket.

Ideal Self Purchases:  Do you ever purchase things because the type of person whom you ideally want to be, or the person who you see yourself as, would [...]

Are Dollar Stores Taking Advantage of the Dis-Advantaged?

I fondly remember the Dollar Store opening up its doors for business on the Main Street in Parkesburg, pop. 3,373. I was in my early teens, and so coming to this store with a few dollars of allowance was like hitting the jackpot! Suddenly, my money went a lot further than it had ever gone [...]

Free Perks that Are Not Worth the Cost of Membership Sign-up or Purchase

As a frugal person, I am all about the free perks. I would never open up a bank account unless the bank was offering me $50 or above for my business. I would never open up a credit card unless a free $100 gift certificate was lurking around the corner. And why should I? My [...]

Package Therapy—How Marketing can put us More In Touch With Ourselves

What percentages of your purchases are made to quench an emotional thirst?
I used to work in marketing and market research. It didn’t take me long to figure out how marketing works; you survey your target consumers and find out what their needs are, what their wants are, and you build these attributes into your existing [...]

Go Primal: How to be Territorial for the Sake of a Sale

On Memorial Day Weekend my fiancée and I made a quick stop on the way home to Old Navy. If you hadn’t heard, they were having a $1 flip-flop sale on Saturday only, and I wanted a pair to wear to the beach for the summer. We get out of the car, knowing that the [...]

Food Experiment: My Trip to Wal-mart

Check out my original article in this series here.
Wal-mart happens to be a fascination of mine. Any business that can start from a small store on the corner of a rural town and grow to practically encompass every small and large town across the U.S. is a topic of interest in my book, regardless of [...]

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    The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.
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