Random Act of Kindness – September

This is the first posting of the $5 at the End of the Month Challenge Random Act of Kindness for the month of September. There is a man who begs for money and sells chiclets at our Subway.  About once a week I pull into the Subway parking lot with a shameful thought running through [...]

Taking the Personal out of Personal Finances: Has America Gone Too Far with Sharing Numbers?

I’ve had several uncomfortable run-ins with people wanting me to disclose my personal financial information. When I graduated college both my mother and my father separately pressured me to release my new salary information. I know they were just super-excited and wanted a mathematical vote of confidence that they had not screwed me up, but [...]

Update – $5 Left at the End of the Month RAC (Random Act of Kindness)

Hello Frugal Confessions Readers! We’re almost at the end of September (Friday marks October 1st!), and I wanted to let everyone know I am excited to hear all of your RACs for this month. I will post mine on Thursday of this week, and I hope you come and post yours as well. We have [...]

Financially Unfaithful

Bargaineering wrote an article called Should Married Couples Combine Finances. As you can imagine, people were very passionate in their comments to this question, and reading others’ comments started me thinking about discretions in my own financial past. When I was around twelve, my mother took money from me, my brother, and my sister. We each [...]

A Trade Secret of Frugality

Much of personal finance is really quite simple. Earn money. Spend less than you earn. Save the extra. However, mastering these seemingly easy concepts is difficult for many people. You know you should set a budget, but it seems so complicated and limiting that you never quite sit down to do it. You have a [...]

Frugal Confessions Friday – Frugal Living

Hello Frugal Confessions Readers! For those of you new to this series, check out the introduction here. Here is my confession of the week: This year I signed up for the entire Opera season here in Houston for Paul and I, and I am so excited. I have never seen an opera, but it is [...]

Saving Money on Prescription Drugs: Pharmacy Programs

Transferring prescriptions and getting store gift cards for doing so is a great way to cut down on your cost of prescription medications. But oftentimes, you are still paying an out of pocket $20-$35 copay. How about if you could be paying $4 or $10 in total for a 30 or 90-day supply of your [...]

How to Make Free Donations: Part II

In the spirit of the $5 Left at the End of the Month Challenge, I thought it’d be great to highlight some ways that you can donate without spending anything. I have delved into the world of free donations before, but I want to revisit and add onto the list to show everyone that it [...]

Frugal Confessions Friday – Frugal Living

Hello Frugal Confessions Readers! For those of you new to this series, check out the introduction here. Here is my confession of the week: Paul has gotten into beer brewing. I call him my little monk:). He took a class, and for his birthday I bought him the equipment that he needs. But he still [...]

Insurance Information from the Inside

I hate purchasing insurance. I don’t know if it’s the result of hearing so many insurance fraud stories on the news or years of insurance reps trying to instill the promise of future disasters in my head, but I always have the sneaking suspicion that I am getting taken for a ride behind the guise [...]

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