Frugal Confessions – Frugal Living

Living in Frugal Decadence

It’s Frugal Confessions Friday!!

For those of you new to this series, check out my introduction here. Here’s my confession: Airline tickets are so expensive (perhaps not for what you get, but it’s still a large chunk of cash!), so I hate spending any kind of money in airports. In fact, not only do I not spend money at airports (ofcourse [...]

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Effects of Recession

Paul and I feel very fortunate about how we are weathering this recession (knock on wood:)). This is partially due to where we live, as Texas has fared pretty well in this recession compared with other states. Our good fortune is also partially due to the types of jobs we are currently employed in—I am [...]

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The High Cost of Fear and Responsibility: How to Cut Down on Insurance Costs

While fine-tuning our budget the other day—an activity I admittedly love to do—I had a small realization. I base our budget off of our net pay, or the amount that Paul and I take home after all deductions have been made, which is a logical way to do it. But what about looking into our [...]

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Deal Round-up

I’d like to share some great deals that I either have taken advantage of, or will be soon. If you have a cat, here is a rebate offer on a free bag of Feline Fresh cat litter. Working around your home or apartment? Auto Zone has a Loan-A-Tool Program!! (Thanks Who Said Nothing in Life [...]

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It’s Frugal Confessions Friday!!!!

Happy Friday Frugal Confessions Readers!!! If you are new to this series, here is the introduction. Here is my confession: Today, I am having a company come out and do a an energy improvement estimate for free…and I will also receive a free water heater blanket!!! I am very excited about this because we are [...]

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Upromise: A Free Account to Save Money towards College

Several years ago (2002), I wanted to give my niece Rhianna a Christmas present, but had hardly any money to do so since I was in my first year of college. I thought about it for a month or two, did some internet searching, and finally came across what I believe to be one of [...]

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Vehicle Situation Update and Lesson Learned

I must admit…I am driving around scared. Each time I come out of my car to go into a store, restaurant, work, or home, I wonder if I am going to be spotted by a Frugal Confessions reader. Why am I so scared? It’s because of what I am driving.                 Yours truly now drives [...]

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Frugal Confessions Friday

Happy Friday Frugal Confessions Readers! If you are new to this series, check out the intro here. Here is mine for the week: The previous owners of our home left a cloth shower curtain (as well as the plastic inside one; we used that as covering for the carpet during painting in the last few [...]

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Stop the Bleeding—How to Mitigate Months When your Spending is Out of Control

It begins with one large bill. Then something happens, exacerbating the fact that you just spent a lot of money on the first large bill. Perhaps your car breaks down, or your appliance breaks down, or you have a large medical expense. You spend the rest of the month a little clammy around the wrists, [...]

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Selling a Timeshare to the Wall

Note to readers: For such large financial decisions, it is always a good idea to step away, run the numbers and truly think about your decision. Being pressured to buy on the spot is no way to make a purchase. For purposes of anonymity, I am not going to release the name of this particular [...]

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  • Fru•gal Dec•a•dence

    The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.
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