Frugal Confessions – Frugal Living

Living in Frugal Decadence

Always Check your Automatically Withdrawn Amounts

I’ve been had. Quite frankly, I didn’t see it coming. I have been a loyal customer at Verizon Wireless for probably the last six years or so, and have generally enjoyed their services. However, lately I had been hearing from coworkers that they are paying up to $20 less for their monthly plan than my [...]

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Expiration Dates

Warning: Please do not attempt this at home…unless you are a little adventurous like me.       It’s the hot and sweaty summer of 2005, and I have just taken that leap from academia-for-life to the throes of the real world. I had managed to get a morning routine down after the first several weeks at [...]

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Update: Cashing in on the Billions of Change Americans Throw Away Each Year

I have to say…not much. From the beginning of July until the end, I managed to find $0.14. Here is the breakdown: one dime and four pennies. I have to say, I think there is a lot of competition here. There seem to be a decent amount of homeless people in certain areas of Houston, [...]

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How to Never Pay for Digital Photo Prints

My Frugal Confessions of the week…I have never actually paid money for any of my digital photo prints…that’s three years of free photos. Check out my new article at eHow to learn how you can do the same. Related Posts:The Move Into Our New Home New eHow Articles

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The Couponing System I Personally Use

I would like to discuss couponing strategies and the couponing system that I personally use to save a lot of money before I write about the food experiment I will be conducting. This ties in with my recent post on Cutting Down Your Grocery Bill by Playing the Grocery Game (the hyperlink is too long, [...]

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A Trade Secret of Frugality

Much of personal finance is really quite simple. Earn money. Spend less than you earn. Save the extra. However, mastering these seemingly easy concepts is difficult for many people. You know you should set a budget, but it seems so complicated and limiting that you never quite sit down to do it. You have a [...]

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Saving by Spending Money

I once had a science teacher who told me that if you save 10% of everything you earn over a lifetime, you will be a millionaire. The thought used to boggle my mind. Ten percent of income seemed like such a small amount compared to the seemingly unattainable $1,000,000 mark, especially back in high school [...]

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Updates: Grocery Article, New Article, New Experiment Idea

Hello Frugal Confessions Readers! Well, I have had an overwhelming response on my recent article, “Cutting Down Your Grocery Bill by Playing the Grocery Game“. If this interests you, I highly recommend you not only read the article, but also all of the wonderful comments posted about it–you will see a multitude of ideas, thoughts, [...]

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Cutting Down Your Grocery Bill by Playing the Grocery Game

While fixed costs—rent, mortgage, car payments, cell phone— may not be an area where you can cut down expenses each month (although you may want to try: check out my article on how to lower your fixed costs here), areas that are variable in your budget—food, entertainment, clothes, etc.—you can certainly cut back on. Food [...]

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Scrap Metaling for Extra Cash

Do you have a pick-up truck, or know someone who does? Then you might want to consider scrap metaling as a way to earn some extra money. Not only does this offer a ‘hobby’ income stream, (potentially helping you pay off your truck loan faster) but it is also an environmentally sound way to reuse [...]

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  • Fru•gal Dec•a•dence

    The art of enjoying the many pleasures and luxuries of life at a fraction of the cost others will pay. Life is too short to deny yourself, and too long to use up all of your money living today. Never go without, but never pay full price. No compromises.
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    My Savings
    $10,000
     
    $0
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